Officially down to my last penny.
June has been a financially overwhelming month and there are still 7 days to go.
My salary and savings where tackled by a series of events such as bills, payments, Doctors appointments and tests, tuition, expenses of a christening and the little bits and peaces that pop up unexpectedly.
Where does that leave me? Saving from Scratch!
How do i feel about it? Stressed... Very stressed!
Secondary feelings? I feel up for the challenge! Determined to take it one step at a time by saving and gathering whatever i can.
Goals? By the end of July 2015 to at least double the little that i have left in my bank account today witch is €70.00. (better to have small and steady goals than unachievable ones)
How do i plan on starting my savings?
- By only spending on what i need.
- Using my creative side to lower my expenses (DIY projects).
- Making shopping lists and not drifting from the list when out shopping.
- Use what ever is in my fridge creatively before hitting the market.
- Making a list of expenses; so all major deductions are accounted for and expected from the beginning of the month.
- Create a petty cash book; so i can keep track of all the monthly expenses.
- Gaining the support and understanding of those living in the same household.
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